After you have finished house hunting and start shopping for a mortgage, obtain a copy of your annual credit report to give you an idea of your liabilities. Also, ask for a Good Faith Estimate (GFE) from every potential lender. This is a disclosure with the mortgage lender’s “best guess” estimate of all the costs related to obtaining a mortgage, and it will enable you to compare the cost of each loan, which can vary greatly depending on the type of mortgage you choose.
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